wedding band Archive
Whether you’ve always pictured white gold wedding bands, silver, or you’ve never really had a preference in mind, there are some tips that will help you choose the best rings possible. By using these criteria to search for your wedding band, you can make sure that it’s both beautiful and affordable.
For the most affordable men’s rings, check out http://www.justmensrings.com/. They have a good selection with a variety of styles and metals.
Designer vs. Non-Designer – Any time you choose something that was created by a popular designer, you’re going to pay for that name as well as the materials the item is constructed out of. For instance, a Tiffany ring that has the same material value as a non-designer ring can still cost thousands more. If you can afford to pay for the designer and you really love the idea of a specific one, go for it. However, if you’re on a budget, you may want to stick with a generic ring or a lesser-known designer.
The Same Look for a Lower Price
White gold looks very similar to platinum, but the cost is thousands less for a wedding band. Similarly, sterling silver looks very similar to white gold, but the cost is even less. A gold-over-silver ring will look the same as a gold ring, but it will cost less. Cubic Zirconias are just as beautiful as diamonds but they cost a fraction of diamonds. You can also go with white topaz or sapphire, which are less expensive than diamonds but similarly beautiful.
Additional Tips for Choosing Affordable Wedding Rings
Compare your dream ring by shopping online. This gives you a unique opportunity to find the lowest price available for that specific ring. You may also want to check pawn shops or online auction sites to find used rings – you can purchase the same ring used and pay a fraction of the price.
Girls will spend months looking at wedding and engagement rings, selecting favorites and rejecting others before they find the ring and set their heart on it. Their future spouses will spend a lot of money and put a lot of soul into making sure the perfect ring is chosen. Unfortunately, most couples think that the jeweler’s warranty for the wedding jewelry is enough.
Why Additional Insurance May Be Needed
While most wedding and engagement rings will come with a jeweler’s warranty, those warranties are typically designed to protect against cracks, chips and other small mishaps. Most of the time, the warranty is only valid if the rings are inspected regularly, too! If you happen to lose your ring, it’s not going to be covered.
“Lose my ring? Are you crazy?”
Yes – it sounds impossible to think about…that you’d lose the ring you’ve fallen in love with, but it happens. Jewelers Mutual Insurance Company reports that 40% of the claims they had in 2011 were for rings that were lost or mysteriously disappeared. Besides the emotional trauma a bride is likely to go through if she happens to lose her ring, there is the fact that most engagement rings and wedding bands are worth thousands of dollars.
While wedding ring insurance isn’t for everyone, it’s worth looking into if your ring is expensive and if the jeweler’s insurance doesn’t cover loss or theft. Specialty insurers like Jewelers Mutual Insurance Company offer the most comprehensive coverage for jewelry as jewelry insurance is all they do. Their Perfect Circle® Jewelry Insurance product is specifically designed for individual’s personal jewelry pieces. Savvy brides who want to learn more about jewelry insurance can get a free quote and apply for a policy at PerfectCircleInsurance.com.